Conseco.com - Annuities Product Information

Conseco Insurance Company, a life and health insurance company, offers a variety of annuities.

Conseco Command^SM
A single-premium, indexed annuity with a persistency bonus

Conseco Patriot
A flexible-premium, indexed annuity with three crediting options and access to earnings without surrender charge

Retirement Edge^®
A flexible-premium annuity with four index options, three crediting methods and a first-year premium bonus

The Annuity Edge
A flexible-premium, indexed annuity with six crediting options and a first-year premium bonus

For more information on these products, have an agent contact me.

Facts:
Americans are living longer and spending more time in retirement. In 2003, persons reaching the age of 65 had an average life expectancy of an additional 18.5 years. ¹

Social Security in retirement: In 2003, Social Security benefits accounted for 39% of the aggregate income of the older population. ²

For men and women alike, healthcare can take a bite out of your savings or Social Security checks. In 2004, the increase in medical care outpaced overall inflation by nearly 2%. ³

The above facts represent the U.S. population, are for information only and do not imply coverage under the policies or endorsements of the company or the policies by the cited sources.

¹ National Center for Health Statistics Health, United States, 2006 With Chart on Trends in the Health of Americans, "Table 27," Hyattsville, MD: 2006, p. 176.
² Social Security Administration, Income of the Population 55 or older, 2004; The Aged Population of the United States, 2006.
³ He, Wan, Manisha, Sengupta, Victoria A. Velkoff, and Kimberly A DeBarros, U.S. Census Bureau, 65+ in the United States: 2005, U.S. Government Printing Office, Washington, DC, 2005, p. 3.


	This graph is hypothetical and does not represent an issued contract. The example assumes a $10,000 single investment, a real rate of return of 8% and a 28% tax rate. Returns may be reduced by applicable insurance charges (including management and administrative fees, mortality and expense charges, and withdrawal charges). Withdrawals of tax-deferred accumulations may be subject to deferred sales charges and are subject to ordinary income tax. If withdrawals are made by the owner who is less than 59 1/2 years old, the accumulations withdrawn may incur a 10% IRS penalty.

	Conseco Insurance Company (administrative office, Carmel, IN) is licensed in all states, except NY. This Web site should be considered an advertisement and is not a contract. Our insurance products are underwritten by Conseco Insurance Company, a life and health insurance company. Products and services mentioned in this Web site are only valid for distribution in the United States of America and may not be available in all states. The information above was written to support the sale and marketing of insurance policies offered by Conseco Insurance Company. Based on your particular circumstances, you should seek advice from an independent tax adviser. You cannot rely upon or use the information above for the purposes of avoiding any tax or tax penalty that may be imposed by the Internal Revenue Service. 7-2545