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  - FAQs
Health Insurance FAQs
 
 
Home > Health Insurance > Accidental Injury Insurance > FAQs
Accidental Injury Insurance FAQs

What expenses might I incur from an accident?
Unfortunately, medical costs are only one piece of the puzzle. There are other out-of-pocket expenses such as deductibles, copayments, special transportation/lodging expenses and family care. However, the loss of income can be the greatest out-of-pocket cost which can affect your ability to pay for house/car payments, utilities and groceries.

Will an accident happen to me?
Accidents can happen to anyone.
Each year, more than 18 million accident victims are children and young adults under the age of 25. 1
Accidents continue to be the leading cause of death for persons aged 1 through 34. 1
Almost 6 million people aged 65 and older are injured each year. 2

How will I cover the out-of-pocket expenses of accidents?
There are ways that a person can pay for many of the out-of-pocket expenses associated with an accident. They include: drawing on life savings, selling assets and supplemental insurance such as Accident Secure. SM

What guarantees would I get from Conseco Health Insurance Company?
Your guarantees from Conseco Health include:
Your benefits are paid directly to you, or whomever you tell us to
pay.
Your benefits are paid regardless of other insurance.
Your accident benefits are never reduced as you get older nor will
your premiums increase unless all policies in the same class in your state are raised.

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  1 The comment regarding Medicare reflects our current interpretation of the program. We recommend you seek outside advice regarding the program as it applies to your particular situation.

Conseco Health Insurance Company (administrative office, Carmel, IN) is licensed in all states except CT, MA and NY.

Policy form series KH000/CT1G0, KH000/PS1ST, KG000/PS3ST. In Idaho, KG000/PS3ID and KH000/CT1G0. In Louisiana, KH000/PS1LA. In Montana, KH000/PS1MT and KG000/PS3MT. In Oklahoma, KH000/PS1OK and KG000/PS3OK. In Texas, KH000/PS1TX and KG000/PS3TX.

This Web site should be considered an advertisement and is not a contract. This Web site has been filed for approval in those jurisdictions where required by law. Our insurance products are underwritten by Conseco Health Insurance Company. Products and services mentioned in this Web site are only valid for distribution in the United States of America and may not be available in all states. These products have limitations. For costs and complete details of coverage, contact your agent.

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