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Home > Health Insurance > Hospital Insurance > FAQs
Hospital Insurance FAQ's

What assurances does Conseco Insurance Company offer me?
Your benefits are paid directly to you or to whomever you choose,
unless otherwise required.
Your benefits have no monthly or lifetime maximum limits, except
where stated.
Your rates cannot be increased unless all rates of that kind are raised
in your state.

Will this policy coordinate with my major medical coverage?
The benefits of this policy are paid regardless of any other insurance
you carry.

How would I pay for unexpected hospital costs?
Spend savings
Sell assets
Go into debt
Supplemental Insurance

What if I have a cat or dog and cannot care for them during my hospital confinement?
Conseco Insurance Company offers an optional Pet Boarding rider
that will help cover the expense of boarding a pet if you are confined
to a hospital.

Will this insurance help cover the costs of an emergency room visit?
Yes. Conseco Insurance Company offers an Emergency Room benefit
to help cover the costs associated with an emergency room visit.

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    Policy form series CIC1019 issued by Conseco Insurance Company a life and health insurance company, administrative office, Carmel, IN. This policy has limitations. For costs and complete details of coverage, contact the agent.  
    Conseco Insurance Company is licensed in all states except NY. Products are subject to state availability.  
    Confinement to a hospital means assignment to a bed, for which prevailing market rates are charged, as an inpatient in a hospital on the advice of a physician. The confinement must be medically necessary and as a result of accidental injury or sickness.  
  A hospital is not a bed, unit, or facility that functions as a skilled nursing facility, a nursing home, an extended care facility, a convalescent home, a rest home or a home for the aged; a sanatorium; a rehabilitation center; a place primarily for providing care for alcoholics or drug addicts; or, a facility for the care and treatment of mental disease or mental disorders.  
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